Monday, May 25, 2020

Jingle Shell Description and Profile

If you find a thin, shiny shell while walking on the beach, it might be a  jingle shell.  Jingle shells are shiny  mollusks  that got their name because they produce a bell-like sound when several shells are shaken together. These shells are also called Mermaids toenails, Neptunes toenails, toenail shells, gold shells and saddle oysters. They may wash up in large numbers on beaches after storms.    Description Jingle shells (Anomia simplex) are an organism that attaches to something hard, like wood, a shell, a rock or a boat. They are sometimes mistaken for slipper shells, which also attach to a hard substrate. However, slipper shells have only one shell (also called a valve), while  jingle shells have two. This makes them bivalves, which means they are related to other two-shelled animals such as mussels, clams, and scallops. The shells of this organism are very thin, almost translucent. However, they are very strong. Like mussels,  jingle shells attach using byssal threads. These threads are secreted by a gland located near the  jingle shells foot. They then protrude through a hole in the bottom shell and attach to the hard substrate.   The shell of these organisms takes on the shape of the substrate upon which they attach (for example, a  jingle shell attached to a bay scallop will have ridged shells also). Jingle shells are relatively small - their shells can grow to about 2-3 across. They can be a variety of colors, including white, orange, yellow, silver and black. The shells have a rounded edge but are generally irregular in shape. Classification Kingdom: AnimaliaPhylum: MolluscaClass: BivalviaSubclass:  PteriomorphiaOrder:  PectinoidaFamily: AnomiidaeGenus: AnomiaSpecies: simplex Habitat, Distribution, and Feeding Jingle shells are found along the eastern coast of North America, from Nova Scotia, Canada south to Mexico, Bermuda, and Brazil. They live in relatively shallow water less than 30 feet deep. Jingle shells are filter feeders. They eat plankton by filtering water through their gills, where cilia remove the prey. Reproduction Jingle shells reproduce sexually through spawning. There are usually male and female jingle shells, but occasionally individuals are hermaphroditic. They release gametes into the water column, appearing to spawn in the summertime. Fertilization occurs within the mantle cavity. The young hatch as planktonic larvae that live in the water column before settling to the ocean bottom. Conservation and Human Uses The meat of  jingle shells is very bitter, so they are not harvested for food. They are considered common and have not been evaluated for conservation action. Jingle shells are often collected by beachgoers. They can be made into wind chimes,  jewelry, and other items.   References and Further Information Bouchet, P.; Huber, M.; Rosenberg, G. 2014.  Anomia simplex  dOrbigny, 1853.  Accessed through: World Register of Marine Species, December 21, 2014.Brousseau, D.J. 1984. Reproductive cycle of  Anomia simplex  (Pelecypoda, Anomiidae) from Cape Cod, Massachusetts. Veliger 26(4): 299-304.Coulombe, D. A. 1992. Seaside Naturalist: A Guide to Study at the Seashore. Simon Schuster. 246 pp.Martinez, A. J. 2003. Marine Life of the North Atlantic. AquaQuest Publications, Inc.: New York.The University of Rhode Island.  Jingle Shell (Anomia simplex). Accessed December 19, 2014.

Thursday, May 14, 2020

The Efficient Effects Of The Industrial Revolution Essay

The Efficient Effects of the Industrial Revolution The Industrial Revolution was an influencing time upon world history. Every aspect of life changed for humans, from the places that people are educated, to the clothes that humans wear. Each portion of livelihood was altered in some way with the onset of the Industrial Revolution that continues to modern times. The events of the Industrial Revolution was based upon an economic foundation centered around factories, and was important because for the first time in history it allowed goods to be manufactured on a large scale, which would transform human societies worldwide. Prior to the Industrial Revolution, commodities were produced by the cottage system, which was a slow, intricate process that took numerous steps in providing finished goods to the market. The cottage system was inefficient, unorganized, and was reliant upon individual talents to produce goods or commodities (Manzione). This system was based upon individuals making g oods in rural areas on basic machinery, merchants traveling to purchase the goods and provide the individual with new materials, then the merchant taking the product and selling it elsewhere (Modern World History Textbook). This system was very inefficient and the goods that were produced were very expensive, because the demand for the products was higher than the supply. Also, the market for the goods made by the cottage industry was strictly people who had sufficient incomes that couldShow MoreRelatedThe Biological Old Regime Occurred Between The 15th And 18th Centuries1497 Words   |  6 Pagesbe supported by agriculture. A shift in society occurred during the 19th century. This marked the beginning of the Industrial Revolution. Although things became easier, it also negatively affected the ecosystem. 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Working class families, who were arguably the sole reason for the grand success of the Industrial Revolution, moved from theirRead MoreThe Industrial Revolution in North America Essay583 Words   |  3 PagesThe Industrial Revolution in North America The industrial revolution started around 1750. It began in Britain and it spread through out the World. England was known as â€Å"the world’s workshop† because at that point in time, England was the major manufacturing center of the World.(Bailey) It took about ten years for the industrial revolution to spread to other places. It spread to America. The Industrial Revolution was favorable to the AmericanRead MoreImpact Of Entrepreneurs On The Industrial Revolution1740 Words   |  7 PagesThe entrepreneurs had a great effect on the Industrial Revolution because they were working with inventors who had ideas to make things better and work more efficiently. 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Wednesday, May 6, 2020

An Informational Interview with a Financing Company

A WRITTEN REPORT An Informational Interview with A Financing Company The AsiaLink-Kalaw A Partial Fulfillment of Requirements in Banking and Financial Institutions Prepared for: Prof. Ragraciel Manalo Submitted on: March 9, 2012 Prepared by: Bandiola, Penuel Kerith Bautista, Anthony John Ramirez, Allysa Marie Tondo, Elma I.THE ASIALINK A group of enterprising executives belonging to various industries saw the opportunity to venture in the booming consumer financing business. Combining their strengths, Robert B. Jordan handled credit; Ruben Y. Lugtu Jr. labored on the financials while the late Wilfredo T. Anastacio took care of the human resources and operations. With the good demand and sound credit, the†¦show more content†¦Copy) * Basic Documentary Requirements | SALARY LOAN (INCENTIVES-BASED)Requirements * Consolidated income ofShow MoreRelatedManaging Director of TeaLink pvt Ltd.: Mr. S1572 Words   |  7 Pagesand effectively. 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Tuesday, May 5, 2020

Critical Analysis in Unfair Contracts for Laws- myassignmenthelp

Question: Discuss about theCritical Analysis in Unfair Contracts for Laws. Answer: Introduction Businesses need contracts for every operation that is meaningful to it. This is more so to small businesses where a business may run into losses or potential losses due to bad contracts. A law in regards to unfair contracts was passed by the federal government on 20th October 2015 which is known as Treasury Legislation Amendment (Small business and unfair contract terms) Bill of 2015. It was made to protect small business traders especially in unfair contract terms. It works as a modification for the Australian Consumer Law (Calamari and Perillo, 2010). Critical Analysis in Unfair Contracts Unfair contractual terms are applicable for the standard contracts only and can be regulated by the Australian Consumer Laws. The provisions of this law were established in January 2011 to protect the fairness of the terms that are represented in the contract. For a contract to be deemed unfair it must If it is biased to one party and avoids the convenience of the other party It has an imbalance in tilt of favor and has an advantage of one party over another The obligations faced by the parties are not equal One party gains more at the expense of the other party or parties It provides one of the parties the power to renew a contract and does not give the other It allows one party to redo the contractual terms. There are many other factors that are also considered in declaring a standard contract unfair. It is also important to consider the transparency and upfront cost of the contract in declaring it to be unfair. The contract as a whole also needs to be considered because many times, a term individually may seem unfair (Eisenberg, 2009). But if considered from the point of view of the whole contract, the term may seem legitimate. For the last few years, there have been many reports questioning the unfairness and terms between big businesses and small businesses (Smith, 2011). What are business litigation? This is taking legal redress in case a contract has been violated or unfair to one party. Business contract agreement is meant to be informative and useful; however, legal issues can become stressful and complicated. A business law attorney can address the particular legal needs and represent you in a court of law (Chitty and Beale, 2012). Reasons Business Contracts May Be Unenforceable Companies rely on written business contracts with customers, suppliers and employees to create a solid framework for a business relationship. The contract governs the terms of an employment relationship, and provides important protections for the parties involved. A good contract can help avoid litigation, or prevail in a lawsuit if a dispute ends in court. However, there are some circumstances in which a court can find a contract is not enforceable. Here are some of them: Lack of capacity. All parties to a contract must be able to understand what they are accepting, and if one of the parties does not do so - for reasons that may include mental incapacity or if they do not understand the language of the contract - the contract could be voided in the reasons for the lack of capacity (Smith, 2011). Coercion If one of the parties to a contract signed under duress or was in any way obliged to sign, this may invalidate the contract. The undue influence. If someone is pressured by another person or circumstance (for example, threatening their livelihood or propagating falsehoods) in signing an agreement, this may be cause to void a contract. False statements. If any falsehood occurred during negotiations, this may invalidate a contract. If they are not disclosed. If one party to the contract says nothing about the important details those results in misrepresentation, this may cause a contract to be unenforceable. Injustice. If any of the terms of the contract can be interpreted as manifestly unfair - that is, one of the parties is given a considerable advantage that is considered inconceivable - this may void a contract. Non-compliance with public policies. If any of the terms of the contract specifies that one or more of the parties must act illegally to comply with the terms of the contract, or the forces of one of the parties waive certain legal rights, the contract cannot be enforced (Chitty and Beale, 2012). Mistakes . Unintentional errors made by one or both p arties that have a significant impact on the terms of the contract may render it unenforceable. Impossibility. If a party experiences an unforeseen event or circumstance - that is, a fire or a natural disaster that prevents them from delivering a product or service - this may render the contract unenforceable.Is a verbal agreement legally binding in Australia? Is it a verbal agreement legally binding on the long term (WILLETT, 2016). The states and regions additionally implement these laws in their individual wards and can likewise make a move in the Government Court. The offices cooperate to guarantee a reliable way to deal with consistence and authorization. Conclusion In the here and now there will be extensive interruption however in the more extended term the more quick witted undertakings, including government ventures, will survey their agreements and the enactment will make them significantly more profitable. What's more, recall it is our littler undertakings that will be the huge businesses without bounds. On the off chance that they have reasonable contracts they will utilize significantly more individuals without a doubt, this was the motivation behind why the enactment was passed (Lawson, 2014). References Calamari, J. and Perillo, J. (2010). Contracts. St. Paul, MN: Thomson/West. Chitty, J. and Beale, H. (2012). Chitty on contracts. London: Sweet Maxwell. Eisenberg, M. (2009). Contracts. London: Thomson Reuters (Legal). Emanuel, S. (n.d.). Contracts. Lawson, R. (2014). Exclusion clauses and unfair contract terms. London: Sweet Maxwell, Thomson Reuters. Smith, M. (2011). Contracts. Chatswood, N.S.W.: LexisNexis Butterworths. WILLETT, C. (2016). FAIRNESS IN CONSUMER CONTRACTS. [Place of publication not identified]: ROUTLEDGE.